Virtual Credit Card
Home / account / credit-card
Virtual Credit Card
PPUBank Virtual Credit Card (VCC) is a flexible, secure solution for online payments, allowing you to make purchases and manage expenses without the need for a physical card. Perfect for individuals and businesses alike, a Virtual Credit Card combines the convenience of digital access with enhanced security, giving you peace of mind with every transaction.
SAVINGS SOLUTIONS TO SUPPORT YOUR GOALS.
Virtual Credit Card
With a low Annual Percentage Rage, low or no annual fees and a range of rewards, PPUBank's VISA® Platinum is an excellent choice. The PPUBank VISA® Platinum Card pays you to use it, with a 1% rebate on all purchases made within the continental MHF Group States. It also offers:
Account Features
- An introductory 5.99% Annual Percentage Rate, good for 6 months, after which your Annual Percentage Rate will be 8.25% and will vary with the market based on the prime rate.
- No Annual Fee – A cash advance fee of $5 or 1.50%, whichever is less, applies on each cash advance. An over-the-credit limit fee of $10 or 2.00% of your credit limit, whichever is less, will apply.
- Personal Identity Theft Coverage* – Reimbursement for up to $1,000 for costs incurred such as lost wages, costs incurred to obtain credit reports, notarization of affidavits, long distance calls, postage and certain legal fees.
- Fraud Monitoring System*
- Travel Accident Insurance* – Automatic enrollment in accidental death and dismemberment coverage of up to $250,000.
- Purchase Security and Extended Protection* – Protects most purchases for the first 90 days from the date of purchase in the event of loss, theft, damage or fire.
Who Can Benefit?
PPUBank Virtual Credit Card is ideal for both personal and business clients who prioritize security and convenience. Whether you’re shopping online, subscribing to services, or managing business expenses, the VCC offers a safe, controlled way to handle payments.